Luminis Training
Pay up at the 11th hour. Steven Cowen lifted a stack of papers on his desk in La Jolla, Cal., and discovered at the bottom a credit-card bill that was due in a few hours. Fortunately,
card issuers are usually
just as eager to collect your money as you are to avoid credit-rating purgatory, so there are plenty of ways to pay at the last minute. Pay up at the 11th hour. Steven Cowen lifted a stack of papers on his desk in La Jolla, Cal., and discovered at the bottom a credit-card bill that was due in a few hours. Fortunately, card issuers are usually just as eager to collect your money as you are to avoid credit-rating purgatory, so there are plenty of ways to pay at the
last minute.
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